1092 Canfield Circle SE, Palm Bay, FL 32909 (MLS# 1066937)

(321) 951-0322

(800) 545-5687

738 Malabar Road SE

Palm Bay, FL 32907

Mon-Fri 9:00 am to 5:45 pm

Saturday 10:00 am - 2:00 pm

1092 Canfield Circle SE, Palm Bay, FL 32909

$399,982

Virtual Tour

https://www.zillow.com/view-imx/d54a73e1-9ff1-4b29-bbd9-e93889b3a4b4?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,771 Lot Size (sq. ft.): 5,663 Status: Active

Current Price: $399,982 List Date: 1/19/2026 Last Modified: 3/22/2026

Overview

Description

Lakefront home built in 2023, priced under $400K--and now offering $10,000 toward buyer closing costs or rate buy-down. Get the benefits of new construction without the wait--and without the added upgrade costs. Situated on a premium lakefront homesite in the Gardens at Waterstone, this two-story residence offers over 2,100 square feet of thoughtfully designed living space with 4 bedrooms, 2.5 baths, and a spacious loft. The open-concept main level features tile flooring throughout and a seamless flow between the kitchen, dining area, and great room--perfect for everyday living and entertaining. Unlike many new construction homes, this property is already upgraded beyond builder grade, including accordion shutters for 2nd floor, a stylish tile backsplash, upgraded lighting, ceiling fans throughout, and a screened lanai overlooking the peaceful lake--features that often cost buyers thousands after closing. Upstairs, all four bedrooms are thoughtfully positioned along with a centrall ... (Read more)

Supplements: located laundry room and a versatile loft ideal for a home office, study space, or second living area. Located in a resort-style community offering a pool, tennis courts, pickleball, playground, and recreation areas, with easy access to I-95, shopping, dining, and the growing St. Johns Heritage Parkway corridor. Comparable new construction homes in ... (Read more)

Listing Details MLS# 1066937

General Property Information

Bedrooms Total: 4
Bathrooms Total: 3
Accessory Dwelling Unit Y/N: No
Bathrooms Full: 2
Bathrooms Half: Yes
Living Area: 2202
Living Area Source: Plans
Building Area Total: 2771
Accessibility Features YN: No
New Construction YN: No
Year Built: 2023
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Lot Size Acres: 0.13
Lot Size Square Feet: 5663
Association YN: Yes
Association Fee: 306
Association Fee Frequency: Quarterly
Association Name: Empire Management Company
Association Phone: 407-494-3901
CDD Fee YN: No
Community Fee(s) YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Direction Faces: West
Senior Community YN: No
Pool Private YN: No
List Price/SqFt: 181.64

Property Features

Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Architectural Style: Traditional Association Amenities: Management - Off Site; Pickleball; Playground; Pool; Tennis Court(s) Association Fee Includes: Cable TV; Internet Construction Materials: Block; Concrete; Frame; Stucco; Vinyl Siding Cooling: Central Air; Electric; Zoned Current Use: Residential; Single Family Exterior Features: Storm Shutters Flooring: Carpet; Tile Heating: Electric; Heat Pump Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Open Floorplan; Pantry Laundry Features: Upper Level Levels: Two Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Sprinklers In Front; Sprinklers In Rear Parking Features: Garage; Garage Door Opener Patio And Porch Features: Covered; Porch; Rear Porch; Screened Pets Allowed: Yes Possession: Close Of Escrow Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Roof: Shingle Sewer: Public Sewer Showing Requirements: Appointment Only; Lockbox; Showing Service Special Listing Conditions: Standard Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected View: Lake; Pond Water Source: Public Waterfront Features: Lake Front; Pond Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Great Room; Primary Bedroom; Other Room Community Features: Gated; Sidewalks

Contract Information

Original List Price: 409982
Listing Contract Date: 2026-01-19
Property Sub Type: Single Family Residence

Location Tax and Legal

Street Number: 1092
Street Name: Canfield
Street Suffix: Circle
Street Direction Suffix: SE
County: Brevard
State: FL
Postal Code: 32909
MLS Area Major: 343 - SE Palm Bay
Subdivision Name: GARDENS AT WATERSTONE PHASE 1

Remarks and Miscellaneous

Public Remarks: Lakefront home built in 2023, priced under $400K--and now offering $10,000 toward buyer closing costs or rate buy-down. Get the benefits of new construction without the wait--and without the added upgrade costs. Situated on a premium lakefront homesite in the Gardens at Waterstone, this two-story residence offers over 2,100 square feet of thoughtfully designed living space with 4 bedrooms, 2.5 baths, and a spacious loft. The open-concept main level features tile flooring throughout and a seamless flow between the kitchen, dining area, and great room--perfect for everyday living and entertaining. Unlike many new construction homes, this property is already upgraded beyond builder grade, including accordion shutters for 2nd floor, a stylish tile backsplash, upgraded lighting, ceiling fans throughout, and a screened lanai overlooking the peaceful lake--features that often cost buyers thousands after closing. Upstairs, all four bedrooms are thoughtfully positioned along with a centrally

Status Change Information

Major Change Timestamp: 2026-03-06T00:42:28Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-03-06T00:42:27Z
Status Change Timestamp: 2026-01-19

More Information

DPR Eligible

DPR Eligible: Yes

Legal Details

Permission Granted to Advertise: No

Showing Requirements

Gated: Community
Appointment Only: Yes
Lockbox: Yes
Showing Service: Yes

Room Types

Bedroom 2 Level: Second
Bedroom 3 Level: Second
Bedroom 4 Level: Second
Dining Room Level: Main
Great Room Level: Main
Primary Bedroom Level: Second
Other Room Level: Main
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Great Room: Yes
Primary Bedroom: Yes
Other Room: Yes

Currently Not Used

Homestead YN: No

Location, Tax, and Legal

Tax Account: 3028206
Parcel Number: 30-37-04-Yg-00000.0-0024.00
General County Location: South
Elementary School: Sunrise
Middle School: Southwest
High School: Bayside
Tax Annual Amount: 5786.91
Tax Year: 2025
Tax Legal Description: GARDENS AT WATERSTONE PHASE 1 LOT 24
Directions: From I-95 - Exit 166; West to Babcock. North to Mara Loma. West to the Gardens. Right on Granger Circle. Right on Canfield Circle. Go to the end of Canfield Circle home is on the right.

Appliances

Dishwasher: Yes
Disposal: Yes
Electric Range: Yes
Microwave: Yes
Refrigerator: Yes

Architectural Style

Traditional: Yes

Association Amenities

Management - Off Site: Yes
Pickleball: Yes
Playground: Yes
Pool: Yes
Tennis Court(s): Yes

Association Fee Includes

Cable TV: Yes
Internet: Yes

Construction Materials

Block: Yes
Concrete: Yes
Frame: Yes
Stucco: Yes
Vinyl Siding: Yes

Cooling

Central Air: Yes
Electric: Yes
Zoned: Yes

Current Use

Residential: Yes
Single Family: Yes

Exterior Features

Storm Shutters: Yes

Flooring

Carpet: Yes
Tile: Yes

Heating

Electric: Yes
Heat Pump: Yes

Interior Features

Breakfast Bar: Yes
Ceiling Fan(s): Yes
Entrance Foyer: Yes
Open Floorplan: Yes
Pantry: Yes

Laundry Features

Upper Level: Yes

Levels

Two: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Sprinklers In Front: Yes
Sprinklers In Rear: Yes

Parking Features

Garage: Yes
Garage Door Opener: Yes

Patio And Porch Features

Covered: Yes
Porch: Yes
Rear Porch: Yes
Screened: Yes

Pets Allowed

Yes: Yes

Possession

Close Of Escrow: Yes

Roof

Shingle: Yes

Sewer

Public Sewer: Yes

Special Listing Conditions

Standard: Yes

Utilities

Cable Connected: Yes
Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

View

Lake: Yes
Pond: Yes

Water Source

Public: Yes

Waterfront Features

Lake Front: Yes
Pond: Yes

Property Condition

Updated/Remodeled: Yes

Rental Restrictions

1 Year: Yes

Community Features

Gated: Yes
Sidewalks: Yes

Room Information

Room Name	Level	Length	Width	Remarks
Great Room	Main	18.42	20.83
Dining Room	Main	13.33	13.00
Primary Bedroom	Second	14.17	14.50
Bedroom 2	Second	10.00	12.33
Bedroom 3	Second	10.00	11.33
Bedroom 4	Second	13.00	10.33
Other	Main	15.33	7.00	Lanai

Listing Office: Engel&Voelkers Melb Beachside

Last Updated: March - 22 - 2026

Information is deemed to be reliable, but is not guaranteed.