1092 Canfield Circle SE, Palm Bay, FL 32909

$399,982
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,771 Lot Size (sq. ft.): 5,663 Status: Active
Current Price: $399,982 List Date: 1/19/2026 Last Modified: 3/06/2026

Description

Lakefront home built in 2023 and priced under $400K.'' new construction--without the wait or the added upgrade costs. Situated on a premium waterfront lot in the Gardens at Waterstone, this two-story residence features over 2,100 square feet of thoughtfully designed living space with 4 bedrooms, 2.5 baths, and a spacious loft. The open-concept main level is finished with tile flooring throughout and seamlessly connects the kitchen, dining area, and great room--perfect for both everyday living and entertaining. The kitchen has already been enhanced beyond builder grade with a stylish tile backsplash, upgraded lighting, and ceiling fans installed throughout the home. Step outside to a screened lanai overlooking the peaceful lake, creating the perfect setting for morning coffee or evening relaxation. Upstairs you'll find all four bedrooms, a centrally located laundry room, and a versatile loft that works beautifully as a study space!

Supplements: Additional features include accordion hurricane shutters for added storm protection and convenience. Located in a resort-style community offering a pool, tennis courts, pickleball, playground, and recreation areas, with easy access to I-95, shopping, dining, and the growing St. Johns Heritage Parkway corridor. Why wait months for a new build when this upgraded, lakefront home is ready today?

More Information MLS# 1066937

Currently Not Used

Homestead YN: No

Location, Tax, and Legal

Tax Account: 3028206 Parcel Number: 30-37-04-Yg-00000.0-0024.00 General County Location: South Elementary School: Sunrise Middle School: Southwest High School: Bayside Tax Annual Amount: 5786.91 Tax Year: 2025 Tax Legal Description: GARDENS AT WATERSTONE PHASE 1 LOT 24 Directions: From I-95 - Exit 166; West to Babcock. North to Mara Loma. West to the Gardens. Right on Granger Circle. Right on Canfield Circle. Go to the end of Canfield Circle home is on the right.

General Property Information

Accessory Dwelling Unit Y/N: No Bathrooms Half: 1 Living Area: 2192 Living Area Source: Public Records Building Area Total: 2771 Lot Size Acres: 0.13 Lot Size Square Feet: 5663 Accessibility Features YN: No Association YN: Yes Association Fee: 306 New Construction YN: No Association Fee Frequency: Quarterly Association Name: Empire Management Company Association Phone: 407-494-3901 Garage YN: Yes Garage Spaces: 2 Carport YN: No Waterfront YN: Yes Senior Community YN: No CDD Fee YN: No Community Fee(s) YN: No Water Body Access YN: Yes Furnished: Unfurnished Stories: 2 Entry Level: 1 Direction Faces: West Pool Private YN: No List Price/SqFt: 182.47 Bedrooms Total: 4 Bathrooms Total: 3 Bathrooms Full: 2 Year Built: 2023

Remarks and Miscellaneous

Public Remarks: Lakefront home built in 2023 and priced under $400K.'' new construction--without the wait or the added upgrade costs. Situated on a premium waterfront lot in the Gardens at Waterstone, this two-story residence features over 2,100 square feet of thoughtfully designed living space with 4 bedrooms, 2.5 baths, and a spacious loft. The open-concept main level is finished with tile flooring throughout and seamlessly connects the kitchen, dining area, and great room--perfect for both everyday living and entertaining. The kitchen has already been enhanced beyond builder grade with a stylish tile backsplash, upgraded lighting, and ceiling fans installed throughout the home. Step outside to a screened lanai overlooking the peaceful lake, creating the perfect setting for morning coffee or evening relaxation. Upstairs you'll find all four bedrooms, a centrally located laundry room, and a versatile loft that works beautifully as a study space!

Appliances

Dishwasher: 1 Disposal: 1 Electric Range: 1 Microwave: 1 Refrigerator: 1

Architectural Style

Traditional: 1

Association Amenities

Management - Off Site: 1 Pickleball: 1 Playground: 1 Pool: 1 Tennis Court(s): 1

Association Fee Includes

Cable TV: 1 Internet: 1

Construction Materials

Block: 1 Concrete: 1 Frame: 1 Stucco: 1 Vinyl Siding: 1

Cooling

Central Air: 1 Electric: 1 Zoned: 1

Current Use

Residential: 1 Single Family: 1

DPR Eligible

DPR Eligible: Yes

Exterior Features

Storm Shutters: 1

Flooring

Carpet: 1 Tile: 1

Heating

Electric: 1 Heat Pump: 1

Interior Features

Breakfast Bar: 1 Ceiling Fan(s): 1 Entrance Foyer: 1 Open Floorplan: 1 Pantry: 1

Laundry Features

Upper Level: 1

Legal Details

Permission Granted to Advertise: No

Levels

Two: 1

Listing Terms

Cash: 1 Conventional: 1 FHA: 1 VA Loan: 1

Lot Features

Sprinklers In Front: 1 Sprinklers In Rear: 1

Parking Features

Garage: 1 Garage Door Opener: 1

Patio And Porch Features

Covered: 1 Porch: 1 Rear Porch: 1 Screened: 1

Pets Allowed

Yes: 1

Possession

Close Of Escrow: 1

Roof

Shingle: 1

Sewer

Public Sewer: 1

Special Listing Conditions

Standard: 1

Utilities

Cable Connected: 1 Electricity Connected: 1 Sewer Connected: 1 Water Connected: 1

View

Lake: 1 Pond: 1

Water Source

Public: 1

Waterfront Features

Lake Front: 1 Pond: 1

Showing Requirements

Appointment Only: 1 Gated: Community Lockbox: 1 Showing Service: 1

Property Condition

Updated/Remodeled: 1

Rental Restrictions

1 Year: 1

Room Types

Bedroom 2: 1 Bedroom 2 Level: Second Bedroom 3: 1 Bedroom 3 Level: Second Bedroom 4: 1 Bedroom 4 Level: Second Dining Room: 1 Dining Room Level: Main Great Room: 1 Great Room Level: Main Primary Bedroom: 1 Primary Bedroom Level: Second Other Room: 1 Other Room Level: Main

Community Features

Gated: 1 Sidewalks: 1

Contract Information

Current Price: $399,982 Original List Price: 409982 List Price: $399,982 Status: Active Listing Contract Date: 2026-01-19 Property Sub Type: Single Family Residence

Location Tax and Legal

Street Number: 1092 Street Name: Canfield Street Suffix: Circle Street Direction Suffix: SE County: Brevard State: FL Postal Code: 32909 MLS Area Major: 343 - SE Palm Bay Subdivision Name: GARDENS AT WATERSTONE PHASE 1

Status Change Information

Major Change Timestamp: 2026-03-06T00:42:28Z Major Change Type: Price Reduced Price Change Timestamp: 2026-03-06T00:42:27Z Status Change Timestamp: 2026-01-19

Property Features

Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Architectural Style: Traditional Association Amenities: Management - Off Site; Pickleball; Playground; Pool; Tennis Court(s) Association Fee Includes: Cable TV; Internet Construction Materials: Block; Concrete; Frame; Stucco; Vinyl Siding Cooling: Central Air; Electric; Zoned Current Use: Residential; Single Family Exterior Features: Storm Shutters Flooring: Carpet; Tile Heating: Electric; Heat Pump Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Open Floorplan; Pantry Laundry Features: Upper Level Levels: Two Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Sprinklers In Front; Sprinklers In Rear Parking Features: Garage; Garage Door Opener Patio And Porch Features: Covered; Porch; Rear Porch; Screened Pets Allowed: Yes Possession: Close Of Escrow Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Roof: Shingle Sewer: Public Sewer Showing Requirements: Appointment Only; Lockbox; Showing Service Special Listing Conditions: Standard Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected View: Lake; Pond Water Source: Public Waterfront Features: Lake Front; Pond Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Great Room; Primary Bedroom; Other Room Community Features: Gated; Sidewalks

Room Information

Great Room Level: Main Length: 18.42 Length: 18.42 Width: 20.83 Width: 20.83 Dining Room Level: Main Length: 13.33 Length: 13.33 Width: 13.00 Width: 13.00 Primary Bedroom Level: Second Length: 14.17 Length: 14.17 Width: 14.50 Width: 14.50 Bedroom 2 Level: Second Length: 10.00 Length: 10.00 Width: 12.33 Width: 12.33 Bedroom 3 Level: Second Length: 10.00 Length: 10.00 Width: 11.33 Width: 11.33 Bedroom 4 Level: Second Length: 13.00 Length: 13.00 Width: 10.33 Width: 10.33 Other Level: Main Length: 15.33 Length: 15.33 Width: 7.00 Width: 7.00 Remarks: Lanai
Listing Office: Engel&Voelkers Melb Beachside
Last Updated: March - 06 - 2026
Information is deemed to be reliable, but is not guaranteed.

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