1126 Ruby Street SE, Palm Bay, FL 32909

$454,900
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,236 Lot Size (sq. ft.): 20,038 Status: Active
Current Price: $454,900 List Date: 1/14/2026 Last Modified: 4/01/2026

Overview

Description

ASSUMABLE 3.375% VA LOAN!!! Situated on a desirable almost half acre lot with no HOA, this custom-built four-bedroom, two expansive bathroom residence offers 2,236 square feet under air. Thoughtfully updated inside and out, this home showcases quality craftsmanship and extensive modern upgrades. Exterior improvements completed in 2022 include a new roof, new AC system, fresh exterior paint, enhanced landscaping, a full-lot perimeter fence, irrigation system, and an electrically powered sliding gate for added privacy and security. Interior updates feature luxury vinyl plank flooring throughout, five-inch baseboards, updated fans, designer light fixtures, recessed lighting, and fresh interior paint. The chef's kitchen boasts newer appliances, 42-inch cabinetry with under- and over-cabinet lighting, bright white quartz countertops, a large island with sink, and classic 3x12 subway tile backsplash.

Supplements: Both bathrooms have been fully renovated with new tile, vanities, fixtures, faucets, and farmhouse-style mirrors. Outdoor living is elevated with a 15x30 pool, composite decking, and a seven-person hot tub. Additional upgrades include in-wall speakers, a tankless water heater, whole-home water softener and filtration system, under-sink reverse osm ...

Listing Details MLS# 1066418

General Property Information

Bedrooms Total
4
Bathrooms Total
2
Bathrooms Full
2
Living Area
2236
Living Area Source
Public Records
Accessibility Features YN
No
New Construction YN
No
Year Built
2004
Garage YN
Yes
Garage Spaces
2
Carport YN
No
Lot Size Acres
0.46
Lot Size Square Feet
20038
Association YN
No
CDD Fee YN
No
Community Fee(s) YN
No
Waterfront YN
No
Furnished
Unfurnished
Stories
Yes
Direction Faces
Northwest
Senior Community YN
No
Pool Private YN
Yes
List Price/SqFt
203.44
Bathrooms Half
0

Property Features

Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Construction Materials: Block; Concrete; Stucco Cooling: Central Air Current Use: Residential; Single Family Fencing: Wrought Iron Flooring: Laminate; Tile Heating: Central Interior Features: Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s) Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Levels: One Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan Lot Features: Cleared Parking Features: Attached; Garage Patio And Porch Features: Deck; Patio; Rear Porch; Screened Pets Allowed: Yes Pool Features: Above Ground; Fenced Possession: Close Of Escrow Road Surface Type: Asphalt Roof: Shingle Sewer: Septic Tank Showing Requirements: Appointment Only; Call Listing Agent Spa Features: Above Ground; Heated Special Listing Conditions: Standard Utilities: Electricity Connected View: Other Water Source: Well

Contract Information

Original List Price
499900
Listing Contract Date
2026-01-14
Property Sub Type
Single Family Residence

Location Tax and Legal

Street Number
1126
Street Name
Ruby
Street Suffix
Street
Street Direction Suffix
SE
County
Brevard
State
FL
Postal Code
32909
MLS Area Major
343 - SE Palm Bay
Subdivision Name
Port Malabar Unit 17

Remarks and Miscellaneous

Public Remarks
ASSUMABLE 3.375% VA LOAN!!! Situated on a desirable almost half acre lot with no HOA, this custom-built four-bedroom, two expansive bathroom residence offers 2,236 square feet under air. Thoughtfully updated inside and out, this home showcases quality craftsmanship and extensive modern upgrades. Exterior improvements completed in 2022 include a new roof, new AC system, fresh exterior paint, enhanced landscaping, a full-lot perimeter fence, irrigation system, and an electrically powered sliding gate for added privacy and security. Interior updates feature luxury vinyl plank flooring throughout, five-inch baseboards, updated fans, designer light fixtures, recessed lighting, and fresh interior paint. The chef's kitchen boasts newer appliances, 42-inch cabinetry with under- and over-cabinet lighting, bright white quartz countertops, a large island with sink, and classic 3x12 subway tile backsplash.

Status Change Information

Major Change Timestamp
2026-03-23T12:53:30Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-03-23T12:53:30Z
Status Change Timestamp
2026-01-14

More Information

Closing Company Details

Closing Company Name
Echelon Title Services, Inc - info@echelontitle.com
Closing Company Address
5815 Highway 1, Suite 1, Rockledge, Florida 32955

DPR Eligible

DPR Eligible
Yes

Legal Details

Permission Granted to Advertise
Yes

Location, Tax, and Legal

Tax Account
2935866
Parcel Number
29-37-17-Gq-00810.0-0004.00
General County Location
South
Elementary School
Columbia
Middle School
Southwest
High School
Bayside
Tax Annual Amount
97.7
Tax Year
2025
Tax Legal Description
PORT MALABAR UNIT 17 LOTS 4 & 5 BLK 810
Directions
From San Filippo Dr heading south from Malabar, make a right onto Wyoming, right onto Tharp and left onto Ruby

Appliances

Dishwasher
Yes
Disposal
Yes
Electric Range
Yes
Microwave
Yes
Refrigerator
Yes

Construction Materials

Block
Yes
Concrete
Yes
Stucco
Yes

Cooling

Central Air
Yes

Current Use

Residential
Yes
Single Family
Yes

Fencing

Wrought Iron
Yes

Flooring

Laminate
Yes
Tile
Yes

Heating

Central
Yes

Interior Features

Breakfast Nook
Yes
Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Open Floorplan
Yes
Pantry
Yes
Primary Bathroom -Tub with Separate Shower
Yes
Split Bedrooms
Yes
Vaulted Ceiling(s)
Yes

Laundry Features

Electric Dryer Hookup
Yes
In Unit
Yes
Washer Hookup
Yes

Levels

One
Yes

Listing Terms

Assumable
Yes
Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Lot Features

Cleared
Yes

Parking Features

Attached
Yes
Garage
Yes

Patio And Porch Features

Deck
Yes
Patio
Yes
Rear Porch
Yes
Screened
Yes

Pets Allowed

Yes
Yes

Pool Features

Above Ground
Yes
Fenced
Yes

Possession

Close Of Escrow
Yes

Road Surface Type

Asphalt
Yes

Roof

Shingle
Yes

Sewer

Septic Tank
Yes

Spa Features

Above Ground
Yes
Heated
Yes

Special Listing Conditions

Standard
Yes

Utilities

Electricity Connected
Yes

View

Other
Yes

Water Source

Well
Yes

Showing Requirements

Appointment Only
Yes
Call Listing Agent
Yes
Listing Office: Endless Summer Real Estate
Last Updated: April - 01 - 2026
Information is deemed to be reliable, but is not guaranteed.

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