3164 Santa Cruz Avenue SE, Palm Bay, FL 32909 (MLS# 1083199)

(321) 951-0322

(800) 545-5687

738 Malabar Road SE

Palm Bay, FL 32907

Mon-Fri 9:00 am to 5:45 pm

Saturday 10:00 am - 2:00 pm

3164 Santa Cruz Avenue SE, Palm Bay, FL 32909

New Listing

$495,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,338 Lot Size (sq. ft.): 10,019 Status: Active

Current Price: $495,000 List Date: 7/23/2026 Last Modified: 7/23/2026

Overview

Description

Rates as low as 4.99% for this TRUE Multi Generational Home. Extended Family Living (or Dual Income) in this Amazing Home (Argenta Flex II) complete w/ a Redefined ADU. 4 Bedroom 3 Bathroom 3 Car Garage w/ 2 Kitchens, 2 Laundry Areas and 2 Air Conditioners! Privacy, dignity, & connection--built right in. The Argenta Flex Residence makes it easy to stay close as a family w/o sacrificing anyone's independence. With a fully integrated Additional Dwelling Unit (ADU), this home offers two complete living spaces under one roof--the Flex unit w/ its own entrance, living area, kitchenette, bathroom, bedroom, garage, & separate AC & Washer/Dryer Hookup Ideal for Every Generation One home. Multiple life stages. The Argenta Flex Residence adapts to your family's changing needs--offering true independence, comfort, & flexibility. Strong Returns, Minimal Effort!

Listing Details MLS# 1083199

General Property Information

Bedrooms Total: 4
Bathrooms Total: 3
Accessory Dwelling Unit Y/N: Yes
Bathrooms Full: 3
Living Area: 2500
Living Area Source: Builder
Building Area Total: 3338
Accessibility Features YN: Yes
New Construction YN: Yes
Estimated Completion Date: 2026-08-31
Year Built: 2026
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Lot Size Acres: 0.23
Lot Size Square Feet: 10019
Land Lease YN: No
Association YN: No
CDD Fee YN: No
Community Fee(s) YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Direction Faces: Southwest
Senior Community YN: No
Pool Private YN: No
List Price/SqFt: 198
Bathrooms Half: 0

Property Features

Accessibility Features: Accessible Bedroom; Accessible Central Living Area; Accessible Common Area; Accessible Entrance; Accessible Full Bath Appliances: Disposal; Electric Range; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Refrigerator; Ice Maker; Microwave Architectural Style: Multi Generational; Ranch Construction Materials: Block; Stone; Stucco Cooling: Central Air; Multi Units; Split System Current Use: Residential; Single Family Electric: 200+ Amp Service Exterior Features: Impact Windows; Other Flooring: Tile Green Energy Efficient: Appliances; Insulation; Lighting; Thermostat; Windows Heating: Central; Electric; Heat Pump Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Guest Suite; In-Law Floorplan; Kitchen Island; Open Floorplan; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; In Garage; In Unit; Lower Level Levels: One Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Corner Lot Parking Features: Additional Parking; Garage; RV Access/Parking Patio And Porch Features: Patio Pets Allowed: Yes Possession: Close Of Escrow Rental Restrictions: No Minimum Road Frontage Type: City Street Road Surface Type: Asphalt Roof: Shingle Security Features: Smoke Detector(s) Sewer: Aerobic Septic Showing Requirements: Call Listing Agent; Other Special Listing Conditions: Standard Utilities: Cable Available; Electricity Connected View: Other Water Source: Private

Contract Information

Original List Price: 495000
Listing Contract Date: 2026-07-22
Property Sub Type: Single Family Residence
Comp Sale YN: No

Location Tax and Legal

Street Number: 3164
Street Name: Santa Cruz
Street Suffix: Avenue
Street Direction Suffix: SE
County: Brevard
State: FL
Postal Code: 32909
MLS Area Major: 343 - SE Palm Bay
Subdivision Name: Port Malabar Unit 24

Remarks and Miscellaneous

Public Remarks: Rates as low as 4.99% for this TRUE Multi Generational Home. Extended Family Living (or Dual Income) in this Amazing Home (Argenta Flex II) complete w/ a Redefined ADU. 4 Bedroom 3 Bathroom 3 Car Garage w/ 2 Kitchens, 2 Laundry Areas and 2 Air Conditioners! Privacy, dignity, & connection--built right in. The Argenta Flex Residence makes it easy to stay close as a family w/o sacrificing anyone's independence. With a fully integrated Additional Dwelling Unit (ADU), this home offers two complete living spaces under one roof--the Flex unit w/ its own entrance, living area, kitchenette, bathroom, bedroom, garage, & separate AC & Washer/Dryer Hookup Ideal for Every Generation One home. Multiple life stages. The Argenta Flex Residence adapts to your family's changing needs--offering true independence, comfort, & flexibility. Strong Returns, Minimal Effort!

Status Change Information

Major Change Timestamp: 2026-07-23T15:52:01Z
Major Change Type: New Listing
Status Change Timestamp: 2026-07-23

More Information

Accessory Dwelling Information

Dwelling Type: Apartment
ADU Attached Y/N: Yes
Bathrooms: Yes

Closing Company Details

Closing Company Name: Mitzi @ Landing Title
Closing Company Address: 1679 Garden Ave Melbourne 32934

Legal Details

Permission Granted to Advertise: Yes

Currently Not Used

Homestead YN: No

Location, Tax, and Legal

Tax Account: 2949374
Parcel Number: 29-37-32-Gu-01192.0-0010.00
General County Location: South
Elementary School: Sunrise
Middle School: Southwest
High School: Bayside
Tax Annual Amount: 322.77
Tax Year: 2023
Tax Legal Description: PORT MALABAR UNIT 24 LOT 10 BLK 1192
Directions: West on Cogan from Babcock; West on Sarasota; North on Santa Cruz. Use GPS

Accessibility Features

Accessible Bedroom: Yes
Accessible Central Living Area: Yes
Accessible Common Area: Yes
Accessible Entrance: Yes
Accessible Full Bath: Yes

Appliances

Disposal: Yes
Electric Range: Yes
ENERGY STAR Qualified Dishwasher: Yes
ENERGY STAR Qualified Refrigerator: Yes
Ice Maker: Yes
Microwave: Yes

Architectural Style

Multi Generational: Yes
Ranch: Yes

Construction Materials

Block: Yes
Stone: Yes
Stucco: Yes

Cooling

Central Air: Yes
Electric: Yes
Multi Units: Yes
Split System: Yes

Current Use

Residential: Yes
Single Family: Yes

Electric

200+ Amp Service: Yes

Exterior Features

Impact Windows: Yes
Other: Yes

Flooring

Tile: Yes

Green Energy Efficient

Appliances: Yes
Insulation: Yes
Lighting: Yes
Thermostat: Yes
Windows: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Interior Features

Breakfast Bar: Yes
Eat-in Kitchen: Yes
Entrance Foyer: Yes
Guest Suite: Yes
In-Law Floorplan: Yes
Kitchen Island: Yes
Open Floorplan: Yes
Primary Bathroom - Shower No Tub: Yes
Primary Downstairs: Yes
Smart Thermostat: Yes
Split Bedrooms: Yes
Walk-In Closet(s): Yes

Laundry Features

Electric Dryer Hookup: Yes
In Garage: Yes
In Unit: Yes
Lower Level: Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Corner Lot: Yes

Parking Features

Additional Parking: Yes
Garage: Yes
RV Access/Parking: Yes

Patio And Porch Features

Patio: Yes

Pets Allowed

Yes: Yes

Possession

Close Of Escrow: Yes

Road Frontage Type

City Street: Yes

Road Surface Type

Asphalt: Yes

Roof

Shingle: Yes

Security Features

Smoke Detector(s): Yes

Sewer

Aerobic Septic: Yes

Special Listing Conditions

Standard: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes

View

Other: Yes

Water Source

Private: Yes

Showing Requirements

Call Listing Agent: Yes
Other: Yes

Rental Restrictions

No Minimum: Yes

Listing Office: Dalton Wade Inc.

Last Updated: July - 23 - 2026

Information is deemed to be reliable, but is not guaranteed.